See at a glance which coins are already tax-free, when others follow, and by when you should still sell to offset losses.
Connect your portfolio with Blockpit and see, down to the day, which holdings are already past the holding period, and which ones may be worth waiting on.
With crypto, it's not only the price that determines your outcome. The timing of your sale or swap can also make a big difference to your tax burden. For crypto assets held as private assets, gains from a sale or swap within the one-year holding period can generally be taxable. Once this period has passed, gains are in many cases no longer taxable.
This is exactly where the Blockpit Holding Period Checker helps. It shows you which of your holdings may already be tax-free, which coins follow soon, and which positions are still within the holding period. That way you make decisions based on your actual transaction data, not on gut feeling.
For private crypto investors in Germany, the general principle is: a holding period of more than one year between acquisition and disposal can be decisive. And a sale is not the only relevant event. A swap, for example from Bitcoin to Ethereum or from ETH to a stablecoin, can also count as a disposal for tax purposes. Selling just a few days too early can therefore make an otherwise tax-free gain taxable.
The individual tax treatment depends, among other things, on your transactions, the acquisition date, the allocation of your holdings and your personal situation. The Holding Period Checker gives you a clear orientation, but does not replace individual tax advice.
The holding period works in both directions. Losses realized within the period can, under certain conditions, be offset against gains from private disposals, once the period has passed, this is generally no longer possible. So anyone who wants to use a loss has to sell before the period ends. The checker shows you exactly this point in time: for gains, when they become tax-free, and for losses, by when they can still be offset. This helps you avoid costly mistakes and keep more of your gains.
Doing it manually gets confusing fast: purchases across multiple exchanges, transfers between wallets, recurring savings plans, swaps, staking rewards and airdrops can all have different acquisition dates. As a result, an entire coin balance doesn't automatically become tax-free at the same time.
Blockpit brings together your data from wallets, exchanges and blockchains and calculates the holding periods automatically. You can see the tax-free and taxable share per asset, a countdown to the possible end of the period, and follow every transaction in detail.
That way, before a planned sale, you know which holdings may be affected and whether a later point in time might be worth it.
The free Holding Period Checker gives you a quick snapshot. Anyone who wants to track their holding periods automatically throughout the year uses the Holding Period Tracker in Blockpit Plus. It updates continuously with your synced data, shows you the current status per asset at any time, and is part of a complete data foundation for your crypto taxes.
That way you keep gains, losses, income and holding periods in view in one place. And when you want to prepare your tax return, Blockpit creates a clear crypto tax report from your reviewed data, a solid basis for you or your tax advisor.
Note: The information shown is for orientation only and does not constitute tax advice. The tax treatment of crypto assets depends on the individual case and the respective tax year.
Crypto taxes can be complex. Blockpit makes them manageable.
